As a Bacs service user it is important that you comply with the rules of the Direct Debit Scheme / Bacs Direct Credit Scheme.
The Guides and Rules are refreshed annually, usually in December – to see the latest version visit the Bacs website at:
The rules are only accessible to registered users of the website and require a user name and password to gain access. If you haven’t yet applied for your password, register now at:
If you have any further questions, please don’t hesitate to get in touch.
The SmarterPay Team