Bacs Software
Take control of your Bacs transactions with our Bacs approved software solutions.
Become a direct submitter or start your own bureau with our Bacs approved Software.
Working alongside your existing accounting, payroll or membership management software to send electronic payment instructions to Bacs, SmarterPay Bacs Software is a Bacs-approved payment solution designed to make life easier for you.
With multiple user access for payment instructions, SmarterPay Bacs Software allows you to organise, automate and manage your business payments easily and effectively to pay your staff and suppliers on time and collect customer payments.
The software can be configured to work with an HSM or card readers and comes with all the features you would expect, including modulus checking (bank account and sort code validation) and ECISD lookup to verify submission dates.
If you are looking to establish your own Bacs Bureau then our software is perfect. It enables you to make indirect submissions for your clients and is already used by many payroll bureaus and local authorities.
Unlike some of our competitors we have no plans to retire our software, so you can be assured our software will be around for quite some time.
Software name; SmarterPay18, Version 2.0.3.76 SFP 9807.
Latest release Jan 2023 – for release notes and self installation tool see our support pages.
SmarterPay Bacs Software is fully GDPR compliant, with all data held in the UK and fully HMRC/RTI compatible.
Solution Benefits
Improved cashflow management
Collecting customer payments using Direct Debit gives higher visibility of payments, enabling more accurate financial forecasting, acceleration of cash inflows and minimal operational costs.
Reduced manual business costs
Having all of your Bacs payment transactions in one place reduces time consuming reconciliation tasks and ensures payment data is collected without manual intervention or human error.
Real-time visibility of payments
SmarterPay On Premise enables you to see the status of all payments instantly with full transparency of transfers.
SmarterPay On Premise was easy to implement and intuitive for the end-user and was exactly what we were looking for. 
Jackson Ltd
Steven Cook, Support Analyst
SmarterPay Bacs Software Solution Features
Reporting
Full audit trail and reporting options to track user actions and received payments.
Automated
Dispense with manual payments and automate your Bacs submissions.
Bureau
Send and collect payments on behalf of your customers and other third parties.
Payee Addresses
Payee Address book to store customer payment information for ease of use.
Secure
Payments protected using industry-standard encryption and digital signatures.
Case Studies
Slide 1 - Jackson
Slide 2 - Aquaid
Slide 3 - Springfield Nurseries
