Bacs
Secure, Bacs-approved solutions to submit Direct Debits and Direct Credits to Bacs.
Software
Our SmarterPay software can be installed On Premise or can be hosted within the cloud. Both solutions include standard features such as modulus checking, processing date validation and can be linked to submit files to Bacs using card readers or via an HSM. Security and access rights are fully configurable and login is managed with two-factor authentication. Files are fully encrypted for submission and more recent features include the ability to submit RTI information within payroll files.
Why not download our helpful ‘Guide to Making Bacs Payments’ to learn more about why they continue to be so popular and the different ways they can be setup?
Bureau Software
Our Bacs approved Bureau software is ideal for indirect file processing and allows an unlimited volume of service user numbers to be assigned to your BSUN. As with our standard software, our Bureau edition can either be installed on premise or hosted within the cloud. Both solutions include standard features such as modulus checking, processing date validation and can be linked to submit files to Bacs using card readers or via an HSM. Security and access rights are fully configurable and login is managed with two-factor authentication. Files are fully encrypted for submission and more recent features include the ability to submit RTI information within payroll files.
Bureau Services
All you need is to be registered with Bacs and have a Service User Number (SUN) from your bank. This will enable us process Bacs payment files on your behalf. Our Bureau service has been designed to simplify your payment processes and complete your Bacs payments after your initial file submission, ensuring full compliance with all Bacs processes. A full audit history and Bacs reports are available to view online at any time to help you resolve any queries you may have and for anything else, our dedicated Support team are always on hand to assist you further. This pay as you go service can be invoiced monthly to reflect your usage. Starting from as little as £25 a month, it is ideal for low volume submissions.
Contingency
Whilst seemingly unlikely, nearly every organisation will experience instances where they are unable to submit their payment instructions to Bacs. Lost, damaged and expired smartcards as well as things like hard disk failure, virus attack and accidental server wipes are all everyday examples of where the need for a Bacs contingency plan is especially important. Our Bacs Contingency uses SmarterPay’s own Bureau to safeguard your Bacs environment and ensures that you’ll always be able to pay your staff, suppliers and collect revenue from your customers.