Subscription businesses live or die on one thing: getting paid on time, every time. A strong product and a loyal customer base count for little if the payment fails each month and someone has to chase it. That is why recurring payments sit at the heart of any...

When you are collecting payments, it usually means you are handling people’s personal data. This can include a name, address, a sort coded, an account number or a card number. These all count as personal data under UK law. Every business that takes a payment is a data...

If you move money in the UK, you will meet three names repeatedly. Bacs, Faster Payments and CHAPS. They all move funds from one bank account to another in different ways, different speeds, and at different bank charges. Picking the right one can help to save time,...

Across the UK, public sector bodies are moving fast with digital change. Councils, NHS trusts, and government departments are all under pressure to work more efficiently, strengthen security, and deliver better services for citizens, while managing tighter budgets and...

SmarterPay, the independent payment solutions provider for businesses, has today announced its partnership with Tink, A Visa Solution, a market-leading open banking platform. Tink is providing its Account Check product, which enhances SmarterPay’s Secure Signup Direct...

An old saying dictates you "should never put all your eggs in one basket". An early interpretation of contingency, these wise words offer protection against uncertainty. Many businesses still adopt this philosophy and the more cynical of us like to "keep options...

Phil Chilvers, Chief Operating Officer at SmarterPay, discusses Variable Recurring Payments and compares them to more established payment options such as Direct Debit and continuous card payments. “The number of payment options available to UK consumers today to pay...

A banking loophole leaving account holders vulnerable to fraud can be closed by a groundbreaking development merging open banking with Direct Debit sign up. The innovative SmarterPay Secure Signup service from the independent Hull-based payment solutions provider for...

The number of ways in which we can make regular bill payments has mushroomed in the last couple of decades. From simple choices such as cash, cheque, card or standing order to the plethora of extra options that we see today – payment wallets, online banking and going...

Direct Debit. The way millions of us pay our regular bills and have done for as long as most of us can remember. According to Pay.UK, the organisation that runs the UK’s retail payments operations,4.8 billion payments were made by Direct Debit in 2023 - that's over...