Important changes to Direct Debit and Bacs Direct Credit rules will come into effect from 1 January 2022. You need to be aware of these changes which you must follow as part of your adherence when using the Bacs Payment System.

A summary of the main changes is available on the home page of each of the guides and rules microsites.

Follow the links below to access the microsites.

Direct Debit Guide and Rules:

Bacs Direct Credit Guide and Rules:

The microsites are only accessible to registered users of If you haven’t yet applied for your password register now.